Business Solutions Checking Account | Farmers Bank | Greenwood, Fort Smith, Lavaca

Manage a high volume of transactions and keep the cost of doing business low with this customized account.

Key Features

Earnings Credit¹
Free Digital Banking
Free Debit Card

Details

Ideal for businesses with larger transaction volumes and balances
Receive a detailed analysis statement regarding account activity
Unlimited monthly transactions available at low per-item fees
$10 monthly service charge
Receive an earnings credit to offset or minimize monthly fees incurred
Digital banking services, including:
- Online banking & bill pay
- Mobile banking with mobile deposit
- E-statements
Free Seed by Farmers Bank business finance manager app
Free In-Touch telephone banking
Free Mastercard^® debit card
Online cash management available
$100 minimum deposit to open

Business Solutions Checking Fees

Depending on the balance you maintain in your commercial account (also called your Earnings Allowance), you could receive our services for your Commercial Checking account absolutely free of charge. The way this works is described below¹. Standard Commercial Checking account fees include the following:

$10 account maintenance fee
Checks deposited fees range from 6¢ per item for Farmers Bank checks, and 9¢ per item for checks drawn on other banks
10¢ per electronic items
Your account is assessed 50¢ for each $1,000 in currency and 10¢ for each roll of coins.
Returned checks are charged a $5 service fee
If you choose to use other Farmers Bank services (such as research or printed checks) you will see a fee for these services on your monthly checking statement

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¹Earnings Allowance: The rate is the average of the 91-day Treasury Bill auction discount rate for the month. This rate is applied against the average investable balance. That balance is the average balance for the month, less average funds in float and less reserve required by law. Float refers to checks deposited that are not drawn on the Farmers Bank and for which the bank does not receive the use of the funds for one to three days.