Privacy Policy

Protecting your privacy is important to Farmers Bank. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Farmers Bank employees for collection, use, retention and security of non-public personal information. This policy applies only to our customers who have products or services used primarily for personal, family or household purposes.

What Information We Collect

We may collect non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transaction with us, our affiliates or others; and
• Information we receive from third parties such as consumer reporting agencies.

Non-public personal information is information about you that we obtain in connection with providing a financial product or service to you, which is not available to the public. For example, non-public personal information includes information regarding your account balance, payment history and overdraft history.

What Information We Disclose

We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership ("affiliates").

• Information we receive from you on applications or other forms, such as your name, address, telephone number, Social Security number, assets and income;
• Information about transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions; and
• Information we receive from customer reporting agencies, such as your credit-worthiness and your payment history.

We are also permitted under law to disclose non-public personal information about you to non-affiliated third parties (i.e., third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose non-public personal information about you to such third parties to assist us in servicing your loan account with us; to government entities in response to subpoenas; and to consumer reporting agencies.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Confidentiality and Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.

If you have any questions or need additional information, please contact us at the phone number or address below.

Farmers Bank
71 West Center Street
Greenwood, AR 72936
479-996-4171